I have a few ideas for my character, and I want to take more then the 25 karma worth of problems. Sure I can roleplay it, but let’s make it official and give me some starting karma for it!
Cost: 5 karma
You’re pretty beat to heck. For everything you got going for you, you’ve got two that make it worse! You can take up to an extra 25 karma worth of negative qualities, and instantly gain that much karma.